Job Summary

Specific Duties & Responsibilities

Should ensure consistent and advance coordination with Institutional Banking Segment (IBS)

counterparts on the timely submission of pre-approval documents, and the active

management of his/her assigned portfolio of accounts together with the lending officer.

Prepares the Evaluation and Recommendation for Credit Accommodation (ERCA) for credit

line renewals of IBS accounts according to policy and in compliance with the agreed Service

Level Agreement (SLA) with IBS.

Validates data provided by lending units as part of the credit assessment.
Assess the related collateral and documentation deviations and necessary mitigations in

relation to the credit assessment.

Identify all relevant policy and regulatory deviations to arrive at a fair assessment of the

overall risks and make the appropriate recommendations.

Prepare the financial spreadsheet and financial evaluation of new borrowing clients. May be

asked to evaluate the ERCA prepared by IBS for the establishment of its credit facilities.

Determine and assess credit risk rating and classification and ensure these are appropriate

and relevant at all times.

Qualifications

Graduate of Accountancy, Accounting Management, Math, Statistics, Financial Management

and Economics

Preferably at least 3 years working experience in credit with focus on commercial and

corporate loans.

Knowledgeable in credit risk analysis
Strong quantitative and analytical skills
Must have a pro-active approach to problem solving and the ability to meet tight deadlines• Experienced commercial / corporate Credit Analyst
Experienced commercial / corporate Relationship Manager
Experienced Certified Public Accountant (CPA) from top accounting firms
Experienced Credit Officers handling commercial and consumer loans

Other Details

Rank: Officer

Unit: Credit Group

Credit Review Officer

17 Jul Credit Review Officer