Credit Portfolio Manager

Job Summary:

• Heads the Credit Support Unit, providing overall strong credit risk management which includes the

proper evaluation of credit proposals, portfolio risk management, supervision & training of Credit

Review Officers and Credit Evaluators. Scope of work covers accounts coming from Lending Units.

Role Exposure:

• Supervises and reviews the analysis & evaluation of loan proposals from Lending Units using

various credit tools/information/documents, ensuring an appropriate and holistic credit

risk/mitigant assessment in determining the creditworthiness of existing and prospective

borrowers.

• Ensures that account renewals, evaluation of prospective borrowers, evaluation of various other

credit requests, and completion of reports, are done with quality and accomplished within the

prescribed turnaround times.

• Ensures that all credit risk ratings and classifications are assessed appropriately and in a timely

manner, and that all credit proposals are accompanied by required documents and information in

compliance with Bank policies.

• Ensures effective portfolio management; stays on top of the accounts, including regular and timely

credit monitoring & escalation of issues/accounts that need urgent disposition/attention to enable

early problem recognition, and initiating remedial management efforts for non-performing loans

or accounts showing signs of weakness.

• Ensures effective performance management of the team against set KRAs
• In coordination with our HRMG partners, ensures that the unit has an adequate supply of highly

skilled personnel for future business and succession requirements through a well-thought-out

people development/training and career strategy plans.

• Ensures readiness and compliance with the Bank’s Business Continuity Program.
• Handle any and all audit-related exercises in coordination with other business units (IBS, Credit

Risk, Compliance)

• Partners with CRG-Secretariat, DCMD CRIAD, LEGAL (or with other relevant units) to ensure that

proposals have the appropriate approvals, loan documentation process is in order and

collateral/policy deviations are mitigated, among other things.

• Performs administrative duties and overall supervision of the Credit personnel.
• Performs other related functions that may be assigned from time to time.